Wealth Leak Estimator

How much is poor financial coordination costing you?

Answer 8 quick questions and get a personalised dollar estimate of what financial gaps may be costing your business every year.

Step 1 of 8 12%
Revenue
What is your annual business revenue?
All figures in Canadian dollars. Choose the range that best fits your most recent year.
🏪
$250K – $750K CAD
🏢
$750K – $1.75M CAD
🏣
$1.75M – $5M CAD
📈
$5M+ CAD
Business Structure
How is your business structured?
Your structure affects access to the small business deduction and income splitting opportunities.
👤
Sole proprietorship
Self-employed, filing T1 business income
👥
Canadian-controlled private corporation (CCPC)
Incorporated, eligible for small business deduction
💼
Partnership or other structure
Not sure
Tax Strategy
Do you have a proactive tax strategy?
Not just filing — actively planning salary vs. dividend mix, capital gains timing, and CRA-approved deductions year-round.
Yes
My accountant and I meet quarterly to plan ahead
Somewhat
We talk occasionally, mainly at year-end
No
I pay what CRA says I owe and move on
Retirement Savings
Are you maximising your registered retirement savings?
RRSP, IPP (Individual Pension Plan), or corporate retirement structures through your business.
Yes — maximising RRSP or have an IPP set up
I contribute to RRSP but don’t max it out
No structured retirement savings in place
Asset Protection
Do you have asset protection structures in place?
Holding companies, family trusts, or other structures that shield personal and business assets from creditors.
🛡
Yes — holding company and/or family trust in place
🔒
Somewhat — some structure but not fully optimised
🔓
No — personal and business assets are exposed
Advisory Team
Does your financial team coordinate with each other?
Your accountant, lawyer, and financial advisor — do they talk to each other about your situation?
👥
Yes, they collaborate regularly
👤
Occasionally, but not systematically
🚫
No — each works in a silo
Exit Planning
Do you have a business succession or exit plan?
Including a plan to use the Lifetime Capital Gains Exemption (LCGE) when you eventually sell.
📄
Yes — documented plan, LCGE eligibility confirmed
📋
I have ideas but nothing formal
📝
No plan in place
Investment Coordination
Are your investments coordinated with your tax situation?
TFSA and RRSP asset location, corporate vs. personal investing, and tax-loss selling — planned together or separately?
📈
Yes — TFSA, RRSP, and corporate holdings fully coordinated
📊
Somewhat — some coordination but gaps exist
📉
No — managed separately with no coordination
Almost there
Where should we send your breakdown?
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First name
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Last name
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Email address
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Phone number
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Your estimated annual wealth leakage (CAD)
C$0
leaking from your business every year across 5 gaps
Where it’s coming from
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All estimates in Canadian dollars. For illustrative purposes only — not financial, tax, or legal advice. Results vary by province, business structure, and personal circumstances.